Projects the future value of recurring mutual-fund investments using compounded monthly returns based on historical or assumed growth rates. Figures never leave your device — every calculation runs locally in your browser.
Content reviewed October 2026 · About Toolzum
Calculate the future value of monthly savings with compound interest. Plan your savings goals and see your money grow over time. Figures never leave your device — every calculation runs locally in your browser.
Project your retirement savings based on current age, savings, monthly contributions, and expected returns. Plan for a comfortable retirement. Figures never leave your device — every calculation runs locally in your browser.
Calculate the Compound Annual Growth Rate (CAGR) for investments. Shows year-by-year growth breakdown. Figures never leave your device — every calculation runs locally in your browser.
Calculate Indian investment returns — monthly SIP, PPF with 15-year maturity, and EPF employee provident fund projections. All calculations are local with no data uploads.
Calculate Annual Recurring Revenue from subscription revenue, expansion revenue, and churn. Essential for SaaS businesses tracking growth. Numbers never leave your device — every calculation runs locally in your browser.
FV = P × [((1+r)^n − 1) / r] × (1+r), with monthly rate r and n months. Example: ₹10,000/month at 12% annual (≈1%/month) for 10 years (120 months) → ≈₹23.2 lakh on ₹12 lakh invested.
Indian equity funds averaged ~12% over long periods, but use 10–12% for planning and 8% for conservative estimates. The calculator shows invested vs gains separately so you can sanity-check the growth assumption.
Increasing your SIP yearly (e.g., +10% as salary grows). A ₹10,000 SIP stepped up 10% yearly for 10 years at 12% beats a flat SIP by roughly 40% — model it by raising the monthly amount manually per period.
No — projected returns are pre-expense and pre-tax. A 1% expense ratio drags ~1% off annual returns; equity gains above ₹1.25 lakh/year face 12.5% LTCG. Treat the output as gross, then haircut it.
No. All projections run locally in your browser. No amounts, rates, or tenures are transmitted or stored.
Compound Interest Calculator
Calculate compound interest on a single principal. See how your money grows over time with different compounding frequencies. Figures never leave your device — every calculation runs locally in your browser.
CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) for investments. Shows year-by-year growth breakdown. Figures never leave your device — every calculation runs locally in your browser.